Thursday, July 28, 2011

Wala nito sa bundok ko!

Two weeks ago, a friend bought his very first iTouch and now he has all these cool apps which he bought from the App Store. I've had mine for almost four years and still have not a single paid app! Well it's no big deal if you think about it. Heck, a lot of people buy apps! Thing is, this friend of mine is as wary as me when it comes to buying stuff online because of the risk of giving away confidential financial information. When I asked him how he bought the apps, he said he used a prepaid credit card. Wow, never knew there was such a thing. Wala nun sa bundok ko haha!

So here's how a prepaid credit card works. You buy one at a supermarket or convenience store, load on it the amount you like and you're good to go! Once you've depleted your balance, just deposit more cash. Think of prepaid cell phone loads. It's that easy!

Since the internet has opened great new opportunities for retailers resulting in more and more shops going online, many consumers now prefer making online purchases. However, the convenience of online shopping is sometimes traded off against the risk of credit card fraud. Prepaid credit cards get the job done without compromising one's security. Since only the cash loaded onto the card is made available, there's no risk of losing thousands worth of credit available on regular credit cards.

Now I really want to get my hands on one those uber cool cards. Thing is, we don't have them here in the Philippines. Sucks...

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